An employer that satisfies the requirements of either part one or part two of the definition below is a small employer in New Jersey.
“Small employer” means:
Putting it simply, WE KNOW SMALL GROUP. Our insurance consultants each have over 20 years of experience working with small group employers.
✔ Represent ALL carriers available to you
✔ Pro-actively shop your plan and rates each year. Then present a detailed renewal proposal with all carriers included 45 days prior to your renewal.
✔ Do NOT affect the cost. Working with an agency will never cost you more. Premiums are based solely on the employee’s dates of birth and Zip code of the business. So one agent cannot get a “better” quote than another.
✔ We are not incented by carriers to sell their product. We offer a no-pressure approach and offer honest advice. We show you all carriers and products, and assist you with picking a plan based on your needs.
We specialize in a wide variety of plans and lines of coverage, including: